WELCOME HOME

Applying with us is quick and easy. Choose one of the loan options below to start your journey to home ownership! 

PRE-QUALIFICATION

Provide your overall financial picture, including your debt, income, and assets and we'll give you an idea of the mortgage payment that could work for your budget.

CONSTRUCTION LOAN

In need of a short-term loan to build that dream home? We offer a digital solution that will make project management easier and we have great rates.

PURCHASE LOAN

If you've found a home you like, a simple mortgage can make your dreams a reality! Apply today and review terms and rates to get one step closer to closing.

HOME EQUITY LOAN

Put your investment to work for you!
If your home has equity it can be used as collateral for major expenses. Let us help you get started.

REFINANCE  LOAN

Looking for a better interest term or rate?
Getting a new mortgage to replace your current one may be the right solution for you. Let's review your options!

LOT LOAN

We have options if you're thinking about buying land to build your dream home. We may have a solution that fits your budget for achieving your vision.

At OlyFed, we will not sell your loan to another financial institution. That means that you will have the same level of service, a local place to go when you'd like to discuss your account, and your money will go to work in the community.


WHY OLYFED IS THE RIGHT CHOICE FOR YOUR HOME LOAN

 

Olympia Federal Savings began in 1906 in downtown Olympia and has remained a mutual savings bank. With loans and deposits staying local, you can rest assured knowing your dollars are reinvested back into the community in which you live and work. We are also a portfolio lender, which means we don't sell your loan – we provide you service and support every step of the way. This commitment to local lending improves our education systems, economy, social services, and municipalities; which in turn helps strengthen our local quality-of-life. OlyFed is truly a great combination of community passion and local banking at its best.

We've maintained a 5-star "superior" rating from Bauer Financial. Only 1% of the nation's banks have earned Bauer's top rating for so long and with such consistency, making us one of the strongest banks in the South Sound.